REAL Broker + REAL Originate Total Income Calculator
Model your full income stack as a REAL Broker agent, loan originator, or both: commissions, mortgage origination, revenue share, and Level Up — in one place.
Sets every deal below to the Default Sales Price and Default Commission % above. Use this to quickly fill in all rows, then adjust individual deals as needed.
Enter Each Transaction
Total Sales Volume
$0
Total GCI
$0
Sale PriceCommission %Your GCI
Works standaloneThis tab works for real estate agents, loan originators, and lenders alike. Combine any of the three sources below — they add together into one origination total.
Source 1 — Deals From Your Real Estate Commissions (Tab 1)
Import your Tab 1 deals, then mark which side you represented on each. Only Buy or Dual-side deals generate loan volume — down payment only affects the loan amount, never your real estate commission.
No deals imported yet.
Sale PriceSideDP%Loan Volume
Total Loan Volume from Imported Deals$0
Source 2 — Other Originated Loans
Loans you originated where you were not the real estate agent on the deal — referrals, other agents’ clients, etc.
$0
Source 3 — Standalone Monthly Volume (LO/Lender)
For loan originators or lenders modeling REAL Originate Mortgage income independent of any real estate commission activity.
Stock Bonuses
Two REAX stock incentives, awarded on top of origination income.
$500 in REAX stock per referral, uncapped.
Not yet reached
$20M Milestone — hit at annual volume $20,000,000++$15,000
Referral Bonus+$0
Total Stock Bonuses$0
RateAll volume above is combined and paid at REAL Originate fixed origination rate of 50 bps (0.50%) — this does not change based on deal source.
Select Your Cap Amount
Build Your Network
T1
Tier 1
Sole-Sponsored Agents
Co-Sponsored Agents
T2
Tier 2
Sole-Sponsored Agents
Co-Sponsored Agents
T3
Tier 3
Sole-Sponsored Agents
Co-Sponsored Agents
T4
Tier 4
Sole-Sponsored Agents
Co-Sponsored Agents
T5
Tier 5
Sole-Sponsored Agents
Co-Sponsored Agents
Note: Enter the number of capping agents at each tier. Co-sponsored agents count as 0.5 for tier unlocking and you receive 50% of the revenue share.
How to Unlock Tiers
Attracting Shares
Real awards stock when a Tier 1 agent you directly sponsor closes their first transaction with at least $2,000 GCI. Share count is based on the attracted agent’s cap tier — using your selected cap above.
Shares Awarded (75/agent, 50% for co-sponsored)0 shares
Value at Current REAX Price$0
Co-Sponsorship: When an agent lists two sponsors, revenue share is split 50%/50% between the two sponsors. Co-sponsored agents count as 0.5 agents toward tier unlocking requirements.
IndependentLevel Up is a network override on loans your sponsored LOs originate — separate from your own origination income on Tab 2. This tab does not use any numbers from Tabs 1 or 2.
Network LO Assumptions
Average production per LO across your network — used to estimate volume at every tier.
Your 5-Tier Network
Number of directly and indirectly sponsored LOs at each tier. Tiers unlock based on your Tier 1 direct LO count.
Equity & Stock Bonuses Earned
Want to Talk Through Your Numbers?
Whether it’s your real estate commissions, your mortgage origination business, or both — happy to walk through what these numbers could look like for you specifically.
For illustrative and educational purposes only. Commission structures, fees, and stock/RSU programs are subject to change. Always verify current terms directly with REAL Broker and REAL Originate. Stock valuations are estimates based on current market price. Real Originate income is paid as part-time W2 employee compensation from REAL Originate — reported separately from your 1099 agent income and subject to different withholding. This calculator models gross income only; consult a tax professional regarding your specific situation.